Not sure what the fees are for smaller volume business but I run a shop and we pay 1.75 on visa and master card transactions, now they have a swiper for cells and its 3 percent per swipe, that's the price you pay to do business today and you gave him 3 bucks for 50 buck transaction, they wanted 2 bucks from me on a $15.00 purchase, they just want cash because it is easer to hide the money and not pay taxes on it, I don't know about most of you but I bet they would sell more if they ran it like a reel business and not ripped you off for using a credit card and one more reason I will not give them any more of my money ...