Overnight will be fine as long as you have active filtration that is circulating the water at least 3 times per hour (5 is better especially if housing goldfish) and have a heater that is at least 3 watts per gallon (5 is recomended). The heater should be not be turned on during its first 15 minutes in the tank and you should use 2 heaters for tanks that are 4ft long to maintain a balance temperature (no heater is necessary for coldwater fish like goldfish). Activated carbon will remove the chlorine, plus it evaporated quickly. This does mean that you don't need chlorine remover, you just don't need it to remove chlorine from water that has no fish in it yet. As long as the filter has been running for a few hours the chlorine will be gone and the tank should just sit long enough to get to the set temperature.
The problems people have with new aquariums are do to not cycling it properly (putting to many fish in to quickly). I always recomend zebra danios (they are hard to kill) for starting the cycle of a new tank, but with a larger tank start with about 10 inches of fish and wait at least two weeks before even thinking about adding anything else. The first month and sometimes two are where the bacteria builds up to a suffient level to support the fish waste, and that is why you can only add a limit number of fish intially.
One last thing you don't need air pumps unless you are using them to power an undergravel filter (on larger tanks you should use powerheads for this type filtration) or are using it for decoration. If you something breaking the surface of the water, like a power filter, then there will be know problems with oxygen.
I have a 75 the has been setup for 6 years and a 25 that has been setup for 5 years. I have setup many tanks for friends and others that I work with (In pet retail) over the past 8 years.