OK I am pulling my hair out, I have a bad headache and my eyes hurt from reading the monitor. I am trying to setup a shopping cart for my web site. The way I'm understanding this is, I must have a merchant account before I add the shopping cart. Company A wants a couple hundred for the merchant setting and company B wants another couple hundred for the cart. Both companies want anywhere from 1.8% - 4% / transaction plus .10 - .50 / transaction on top of the percentage. Does anyone know how I can get this set up without spending my kids college fund? Can I implement it into my existing accout or must I build a brand new site? I am doing this all myself because I don't have the couple grand it would take to get it done professionally.