Hey guys. I am in the market for a creek/river yak. I know a lot of you guys use them, and I am requesting some help. Although I am not necisarily looking looking at an exact model or brand, but more of a style. Which type is better for stability and comfort...sit in or on top? How about for toting gear? Just looking for some insight! I mostly fish the 3 creeks system and the Scioto.