O.K., so this may make me swear off one of my favorite drinks. I have heard the jist of this before but never all this detail. Thanks MRFISHOHIO for getting me started. While at this site you check out other articles at your own risk. And cottage cheese and yogurt....?! Man, I didn't see that coming! Check it out here....http://www.beyondhealth.com/milk.htm Note his credentials at the bottom of the article. My wife and I became diabetic a couple of years ago, so I found the article about caffeine thru the "free articles" button very interesting.