Just a heads up that you might want to look over your cell phone bill closely. I noticed a $19.98 charge on my latest cell bill. It was listed as "e-wallet" charges. Qty - 2. I called the provider since I did not know what these charges were. I was informed that e-wallet charges are for ring tones, wallpaper, etc from a third party. I informed the service rep that I do not use nor did I ever use any service such as that. She promptly did some typing to reverse the charges and said she sees a lot of this and it is a problem. While she was doing her typing I dug out last months bill. Same thing. $19.98 in e-wallet charges. She added those in for a refund. Funny thing is I bought a new cell phone in mid January and have not touched this phone since then while I wait for the service contract to end on March 1. In the past I also had similar problems on my land line bill for third party long distance charges. I also get those refunded. They are added in from time to time. Rotten crooks!